.story{height:auto;min-height:0;overflow:visible;padding-top:0;background:#fff}.story .story-top{position:static;max-width:1440px;margin:auto;padding:24px 5%;border-bottom:1px solid #e4ebf0}.story-main{display:grid;grid-template-columns:minmax(320px,.37fr) minmax(0,.63fr);max-width:1440px;margin:auto;align-items:stretch}.story-copy{padding:42px 32px 38px;background:#fff;position:relative;z-index:1;min-width:0;min-height:630px;border-right:1px solid #e4ebf0}.story-art{position:relative;min-height:630px;min-width:0;overflow:hidden;background:#fff}.story canvas{top:48px;bottom:0;height:calc(100% - 48px);display:block}.story .topline{left:22px;right:22px;top:16px;background:#fff;line-height:1.5;font-size:12px;letter-spacing:.04em;z-index:1;gap:20px}.story .topline>span:last-child{text-align:right}.story #titles{position:static;max-width:none;width:auto;opacity:1;pointer-events:auto;transition:none}.story #title{font-size:clamp(35px,3.15vw,49px);line-height:1.13;letter-spacing:-.035em;margin:19px 0}.story #kicker{font-size:12px;line-height:1.6;letter-spacing:.08em}.story #subtitle{font-size:16px;color:#526d81;max-width:none;line-height:1.65}.story #event{position:static;left:auto;right:auto;bottom:auto;top:auto;width:auto;margin-top:32px;padding:21px 0 0;border:0;border-top:2px solid var(--risk-color,#7897ab);border-radius:0;background:#fff;box-shadow:none}.story #source{font-size:12px;line-height:1.65;color:#66859a;letter-spacing:.025em}.story #event h3{font-size:22px;line-height:1.3;margin:13px 0}.story #event p{font-size:16px;line-height:1.65;color:#526d81}.story #start{position:static;left:auto;bottom:auto;margin-top:34px}.story #watch{max-width:100%;text-align:left;font-size:14px}.story #watch span{font-size:12px;line-height:1.5}.story #terminal{position:static;width:auto;padding:24px 0 0;margin-top:22px;top:auto;bottom:auto;left:auto;right:auto;border:0;border-top:1px solid #dbe5ed;border-radius:0;box-shadow:none;background:#fff}.story .terminal-head{font-size:12px;line-height:1.6}.story .terminal-head>span{display:none}.story #termTitle{font-size:20px;line-height:1.3;margin:15px 0}.story .row{grid-template-columns:8px 1fr;font-size:14px;line-height:1.5;padding:6px 0}.story #termFoot{font-size:14px;line-height:1.6;color:#6b8394}.story #controls{position:static;max-width:1440px;margin:auto;left:auto;right:auto;bottom:auto;padding:16px 5% 8px;border-top:1px solid #e5ebf0;gap:17px}.story .story-foot{position:static;max-width:1440px;margin:auto;left:auto;right:auto;bottom:auto;padding:5px 5% 18px;gap:20px;line-height:1.5;font-size:12px;letter-spacing:.025em}.story[data-active="overview"] #titles{max-width:none}.story[data-active="overview"] #subtitle{display:block}.chapter-bar{grid-template-columns:repeat(9,minmax(0,1fr));padding-inline:3%;gap:2px}.chapter-bar button{font-size:14px;white-space:normal;line-height:1.4;padding:14px 5px}.principles-section{background:#f4f8fb;border-block:1px solid #e0e8ee;padding-block:75px}.principles-grid{display:grid;grid-template-columns:1fr 1fr;gap:10%}.principles article{padding:23px 0;border-bottom:1px solid #dce6ee}.principles article:first-child{padding-top:0}.principles article:last-child{border-bottom:0;padding-bottom:0}.principles h3{font-size:22px;margin-bottom:11px}.principles p{font-size:16px;line-height:1.65;color:#657f92}.footer{flex-wrap:wrap}.footer>div>span{font-size:14px;line-height:1.7;color:#5f7b90}.footer address{font-size:14px;line-height:1.6;font-style:normal;text-align:right}.footer address>span{display:block;font-size:12px;margin-top:8px;color:#859aa9}.footer address a:hover{text-decoration:underline;text-underline-offset:3px}.footer-disclaimer{flex-basis:100%;font-size:14px;line-height:1.75;color:#657e90;border-top:1px solid #e1e8ee;padding-top:23px;margin-top:12px}.nav-actions>.client-login{display:inline-flex}
@media(max-width:1100px){.story-main{grid-template-columns:minmax(290px,.4fr) minmax(0,.6fr)}.story-copy{padding:33px 25px}.story #title{font-size:38px}.score-grid{gap:6%}.score-card{padding:25px}.chapter-bar{grid-template-columns:repeat(3,1fr)}.score-card-top{flex-wrap:wrap;gap:8px}.hero h1{font-size:54px}}
@media(max-width:760px){.score-section{padding-block:48px}.score-grid{grid-template-columns:1fr;gap:30px}.score-description{font-size:16px;margin-top:20px}.score-card{padding:25px 22px}.score-card-top{font-size:14px}.scale-endpoints>strong{font-size:52px}.story-main{display:flex;flex-direction:column}.story-copy{min-height:0;padding:29px 6%;border-right:0;border-bottom:1px solid #e4ebf0}.story-art{height:440px;min-height:440px;flex-shrink:0}.story #title{font-size:38px;margin:15px 0}.story #subtitle{font-size:16px}.story #event{margin-top:24px;padding-top:18px}.story #event h3{font-size:22px}.story #event p{font-size:16px}.story #source{font-size:12px}.story #start{margin-top:24px}.story #terminal{padding-top:20px;margin-top:22px}.story #controls{padding:14px 6% 7px;gap:9px}.story #controls button{font-size:12px}.story #sound{min-width:66px!important}.story .story-foot{padding:5px 6% 17px;font-size:12px;gap:12px}.story .story-foot>span:first-child{max-width:85%}.story #chapter{white-space:nowrap}.story .story-top{padding:21px 6%}.story .edition{display:none}.story .topline{left:6%;right:6%;font-size:12px;top:15px}.chapter-bar{grid-template-columns:repeat(3,1fr);padding-inline:5%;gap:0 8px}.chapter-bar button{font-size:14px;padding:13px 3px;text-align:left}.principles-section{padding-block:48px}.principles-grid{grid-template-columns:1fr;gap:30px}.principles h3{font-size:22px}.footer address{margin-left:auto;font-size:12px}.footer-disclaimer{font-size:14px;margin-top:4px}.nav-actions>.client-login{font-size:12px;padding:9px 13px;min-height:40px}.hero h1{font-size:clamp(40px,10.5vw,61px)}}
@media(prefers-reduced-motion:reduce){.story #titles{transition:none}}

/* The story is the main surface; the scoring concept lives inside it. */
.hero{padding-block:38px 35px;gap:6%;align-items:center}.hero h1{font-size:clamp(34px,3.4vw,50px);line-height:1.1}.hero .eyebrow{margin-bottom:14px}.hero-copy p{font-size:17px;line-height:1.65;margin:0;max-width:430px}.story-art canvas{width:calc(100% - 130px)}.story .topline{right:145px}.risk-gauge{position:absolute;right:14px;top:78px;bottom:40px;width:110px;display:flex;align-items:center;justify-content:center;flex-direction:column;background:#fff;color:#536571}.gauge-heading{font-size:12px;letter-spacing:.09em}.risk-gauge svg{width:108px;max-height:390px;min-height:220px;flex:1;overflow:visible}.risk-gauge text{font:12px Georgia,serif;fill:#536571;stroke:none}.gauge-pointer{transform:translateY(200px);transition:transform 1.8s ease-in-out}.gauge-caption{font-size:12px;white-space:nowrap}.compact-notes{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding-block:25px 20px}.compact-notes details{border-bottom:1px solid #dfe5eb;padding:16px 0}.compact-notes summary{cursor:pointer;font-size:16px}.compact-notes p{font-size:16px;line-height:1.65;color:#657485;margin-top:16px}.footer{margin-top:22px}
@media(max-width:760px){.hero{padding-block:26px;gap:18px}.hero h1{font-size:36px}.hero-copy p{font-size:16px}.story-art canvas{width:calc(100% - 105px)}.story .topline{right:112px}.risk-gauge{right:3px;width:100px;top:65px;bottom:22px}.risk-gauge svg{width:96px;max-height:300px}.compact-notes{grid-template-columns:1fr;gap:0;padding-block:15px}.gauge-heading{letter-spacing:.025em}.story .topline>span:last-child{display:none}}
@media(prefers-reduced-motion:reduce){.gauge-pointer{transition:none}}

/* Preserve the light B2B palette with two integrated illustrative scales. */
.section{padding-block:65px}.story{color:#172c43}.chapter-bar{background:#fff;color:#172c43}.gauge-pair{position:absolute;right:10px;top:78px;bottom:30px;width:210px;display:flex;align-items:stretch;background:#fff;padding-bottom:24px;gap:6px}.gauge-pair .risk-gauge{position:static;width:102px;min-width:0}.gauge-pair .risk-gauge svg{width:102px}.gauge-pair-note{position:absolute;bottom:0;left:0;right:0;text-align:center;font-size:12px;color:#657485;line-height:1.3}.gauge-heading{font-size:12px;letter-spacing:.02em}.story-art canvas{width:calc(100% - 220px)}.story .topline{right:235px}.compact-notes{border-top:1px solid #dfe5eb}
@media(max-width:1100px){.story-main{grid-template-columns:minmax(280px,.34fr) minmax(0,.66fr)}}
@media(max-width:760px){.hero{grid-template-columns:1fr;padding-block:38px;gap:24px}.hero h1{font-size:clamp(38px,9vw,60px)}.hero-copy p{font-size:16px}.story-art{height:480px;min-height:480px}.gauge-pair{right:4px;top:70px;bottom:24px;width:160px;gap:0}.gauge-pair .risk-gauge{width:80px}.gauge-pair .risk-gauge svg{width:80px}.gauge-heading{font-size:12px;letter-spacing:0}.gauge-caption{font-size:12px}.gauge-pair-note{font-size:12px}.story-art canvas{width:calc(100% - 166px)}.story .topline{right:175px}.section{padding-block:48px}}

.records-section{background:#f3f7fa;border-block:1px solid #e0e8ee;padding-block:64px}.supporting-grid{display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:start}.supporting-grid h2{font-size:clamp(30px,3vw,44px);line-height:1.14}.supporting-grid .eyebrow{margin-bottom:20px}.record-lines article{display:flex;gap:22px;padding:20px 0;border-bottom:1px solid #dce5ec}.record-lines article:first-child{padding-top:0}.record-lines article:last-child{border-bottom:0;padding-bottom:0}.record-lines article>span{font-size:14px;color:#6d8799;padding-top:3px}.record-lines h3{font-size:20px;margin-bottom:8px}.record-lines p,.insurance-copy p{font-size:16px;line-height:1.7;color:#597386}.insurance-section{padding-block:65px}.insurance-copy>p+p{margin-top:18px}.insurance-copy .insurance-boundary{border-left:2px solid #93b0c4;padding-left:17px;color:#294f6b}.insurance-source{display:inline-block;font-size:12px;line-height:1.6;color:#637e92;text-decoration:underline;text-underline-offset:3px;margin-top:19px}@media(max-width:760px){.supporting-grid{grid-template-columns:1fr;gap:28px}.records-section,.insurance-section{padding-block:42px}.supporting-grid h2{font-size:32px}}

.founder-section{margin-top:34px;padding-block:48px 52px;border-top:2px solid #82abc5;border-bottom:1px solid #afcbdc;display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:center;background:linear-gradient(110deg,#f2f7fb,#fff)}.founder-intro .eyebrow{color:#567e9a;margin-bottom:18px}.founder-intro h2{font-size:clamp(30px,3vw,44px);line-height:1.13}.founder-intro>p:last-child{font-size:16px;line-height:1.7;color:#617d91;margin-top:19px}.founder-profile{display:flex;align-items:center;gap:25px}.founder-profile img{width:132px;height:132px;object-fit:cover;border-radius:50%;border:1px solid #b7cedd;padding:5px;background:#fff}.founder-profile h3{font-size:24px;color:#203e57;margin-bottom:6px}.founder-profile p{font-size:16px;color:#617d91}.founder-profile a{display:inline-block;font-size:16px;color:#266187;margin-top:17px;border-bottom:1px solid #a8c5d9;padding-bottom:4px;overflow-wrap:anywhere}.founder-profile a:hover{color:#163853;border-color:#266187}.footer{border-top:0}.footer-disclaimer{border-top-color:#b7cfdf}@media(max-width:760px){.founder-section{grid-template-columns:1fr;gap:30px;padding-block:35px;margin-top:25px}.founder-profile{gap:18px}.founder-profile img{width:94px;height:94px}.founder-profile h3{font-size:22px}.founder-profile a{font-size:14px}}

.review-section{padding-block:62px}.review-heading{display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:end;margin-bottom:30px}.review-heading h2{font-size:clamp(32px,3vw,44px);line-height:1.14}.review-heading>p{font-size:17px;line-height:1.65;color:#607c90;max-width:410px}.review-heading .eyebrow{margin-bottom:18px}.review-workspace{border:1px solid #bcd0df;border-top:3px solid #729bb6;border-radius:6px;overflow:hidden;background:white;box-shadow:0 14px 40px #25476208}.review-top{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:22px 27px;background:#f3f7fa;font-size:14px;letter-spacing:.04em}.concept-tag{font-size:12px;letter-spacing:0;color:#5d7587}.review-tabs{display:flex;gap:24px;padding-inline:27px;border-bottom:1px solid #dce5ed}.review-tabs button{border:0;border-bottom:3px solid transparent;background:transparent;padding:18px 0 15px;font-size:16px;color:#61798c}.review-tabs button[aria-selected="true"]{color:#214f70;border-bottom-color:#487f9f}.review-workspace [hidden]{display:none!important}.panel-intro{font-size:16px;color:#60798b;line-height:1.6;padding:24px 27px 12px}.review-table-scroll{overflow-x:auto;padding:0 27px}.review-table{border-collapse:collapse;width:100%;text-align:left;min-width:610px}.review-table th,.review-table td{font-size:16px;line-height:1.5;padding:20px 16px 20px 0;vertical-align:middle;border-bottom:1px solid #e2e9ef}.review-table thead th{font-size:14px;color:#687f91;font-weight:400}.review-table tbody th{font-weight:400;color:#233f54;width:38%}.review-table td{color:#597286}.review-status{display:inline-block;padding:5px 10px;background:#f1f5f8;border:1px solid #d7e2ea;border-radius:4px;font-size:14px;white-space:nowrap}.review-bottom{display:flex;justify-content:space-between;gap:18px;padding:20px 27px;color:#637c8e;font-size:14px}.methodology-strip{display:grid;grid-template-columns:210px 1fr;gap:26px;padding:24px 27px;background:#f3f7fa;border-top:1px solid #dbe5ed}.research-label{font-size:12px;letter-spacing:.08em;color:#617e92;line-height:1.8}.research-label strong{font-size:16px;font-weight:400;letter-spacing:0;color:#284f6c}.methodology-strip p{font-size:14px;line-height:1.7;color:#5c768a}.insurance-review-grid{display:grid;grid-template-columns:1fr 1fr;gap:7%;padding:30px 27px}.insurance-review-grid h3{font-size:27px;line-height:1.2;margin-bottom:18px}.insurance-review-grid .eyebrow{margin-bottom:14px}.insurance-review-grid p:not(.eyebrow){font-size:16px;color:#5d778b;line-height:1.7}.insurance-facts{margin:0}.insurance-facts>div{padding:13px 0;border-bottom:1px solid #dfe7ed}.insurance-facts>div:first-child{padding-top:0}.insurance-facts dt{font-size:14px;color:#6b8293}.insurance-facts dd{margin:6px 0 0;font-size:16px;color:#2c4b62}.overall-gauge .gauge-caption{white-space:normal;text-align:center;line-height:1.3}.gauge-pair-note{font-size:12px}
@media(max-width:760px){.review-section{padding-block:42px}.review-heading,.insurance-review-grid{grid-template-columns:1fr;gap:23px}.review-top{align-items:flex-start;flex-direction:column;padding:18px}.review-tabs{padding-inline:18px;gap:20px}.review-tabs button{font-size:15px}.panel-intro{padding:20px 18px 10px}.review-table-scroll{padding-inline:18px}.review-bottom{flex-direction:column;padding:18px;gap:8px}.methodology-strip{grid-template-columns:1fr;gap:10px;padding:20px 18px}.insurance-review-grid{padding:23px 18px}.review-heading>p{font-size:16px}}

.story #controls{flex-wrap:wrap}.story #controls #scenarios-toggle{margin-left:auto;min-height:40px;font-size:14px;color:#315b78;padding:8px 12px;border:1px solid #c7d7e3;border-radius:3px;white-space:nowrap;background:#fff}.story #scenarios-toggle span{padding-left:10px}.story #scenarios-toggle[aria-expanded="true"]{background:#eef4f8}.scenario-options{max-width:1440px;margin:auto;border-top:1px solid #e0e8ee;padding:9px 2%}.scenario-options[hidden]{display:none!important}.scenario-options .chapter-bar{grid-template-columns:repeat(3,minmax(0,1fr));border:0}.scenario-options .chapter-bar button{text-align:left;padding:12px 10px;font-size:14px}.scenario-options button[aria-pressed="true"]{background:#edf4f9;color:#214f70}.story #controls #timeline{min-width:80px}@media(max-width:760px){.story #controls #scenarios-toggle{margin-left:0}.scenario-options .chapter-bar{grid-template-columns:repeat(2,minmax(0,1fr))}}
.scenario-heading{padding:30px 27px 8px}
.scenario-heading .eyebrow{margin-bottom:12px}
.scenario-heading h3{font-size:clamp(24px,2.5vw,32px);line-height:1.25}
.scenario-steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin:0;padding:26px 27px 32px}
.scenario-steps li{min-width:0;border-top:1px solid #bcd0df;padding-top:18px}
.scenario-number{font-size:14px;color:#617e92}
.scenario-steps h4{font-size:19px;font-weight:600;margin:14px 0 10px;color:#233f54}
.scenario-steps p{font-size:16px;line-height:1.65;color:#597286;overflow-wrap:anywhere}
.review-tabs{gap:20px}
.review-tabs button{flex:1;min-width:0;text-align:left;line-height:1.4}
.review-workspace [role="tabpanel"]:focus-visible{outline:2px solid #70a9d1;outline-offset:-3px}
@media(max-width:760px){.review-tabs{gap:12px}.review-tabs button{font-size:14px;overflow-wrap:normal}.scenario-heading{padding:24px 18px 0}.scenario-steps{grid-template-columns:1fr;gap:22px;padding:24px 18px}.scenario-steps li{display:grid;grid-template-columns:30px minmax(0,1fr);column-gap:12px}.scenario-number{grid-row:1/3;padding-top:3px}.scenario-steps h4{margin:0 0 8px}.scenario-steps p{grid-column:2}.review-heading h2{overflow-wrap:break-word}}