TORAN RESEARCH · EARLY-STAGE DEVELOPMENT

ToranScore.
Risk is connected.

We are developing a risk model that brings together different types of data to study how risks intersect across residential communities.

Our research goal is to explore whether this approach could support insurers in assessing and reassessing property risk.

A MULTIDIMENSIONAL APPROACH

Different risks.
A connected perspective.

Intersecting risk categoriesFour overlapping circles labeled Legal risk, Operational risk, Property risk and Liability risk, with ToranScore at the intersection. Conceptual categories, not measured proportions or validated model weights.LegalriskOperationalriskPropertyriskLiabilityriskToranScore
Conceptual framework · No rankings, proportions or model weights are implied.

MODEL IN DEVELOPMENT

A research direction.
Not a validated score.

The categories and their relationships are under study. The methodology has not been validated, and insurer adoption or an effect on premiums has not been demonstrated.